The Benefits Guy — Lupe Martinez

★ The Benefits Guy in Texas ★

Health insurance
that actually
makes sense.

For every family, individual, and professional in the DFW area who deserves real coverage.

Get a free quoteCall (817) 713-2751

Serving Arlington · Grand Prairie · Mansfield · All of DFW

Lupe Martinez — The Benefits Guy

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Who I help

Real coverage
for real people.

Whether you're a family, an individual, self-employed, or a professional — if you need better coverage, you're in the right place.

No HR department? No problem.

You work hard for everyone else.
Who's working for you?

These folks are on the front lines every day — and often the last ones to have solid coverage for themselves.

Families

Families

Individuals

Individuals

Self-employed

Self-employed

Small business owners

Small business owners

Gig workers

Gig workers

Mechanics

Mechanics

Nurses

Nurses

Doctors

Doctors

Realtors

Realtors

Between jobs

Between jobs

Get Your Free Quote

Two minutes.
Zero pressure.

Fill this out and Lupe will reach out within 24 hours.

Coverage typically starts on the 1st of the selected month.

Lupe will reach out personally within 24 hours. No spam. No runaround.

Why I do this

I've been in that
waiting room.

There was a time I went without health insurance. Then something happened that needed medical attention.

Sitting there wondering how you're going to pay for whatever comes next — that's a feeling I don't want anyone else to carry. Especially people who are already working twice as hard to keep their businesses going.

One unexpected bill shouldn't
wreck everything you've built.

DFW Service Area3 Cities — Arlington · GP · MansfieldLocal — Born & Raised Here

Background

Working hard
since third grade.

Grand Prairie, Texas. Swept floors at a furniture store for $5 a week when I was eight. Sold candy door-to-door in middle school. That's where I learned that honest work and treating people right is everything.

Competitive ballroom dancer. Dance studio owner. Small business operator. I've run payroll, kept the lights on, and served clients face-to-face — with no safety net underneath.

I know what it feels like to be on your own. That's exactly why I do this — so families in Arlington, Grand Prairie, and Mansfield have someone in their corner.

Coverage

Three plans. One call.

Real doctors. Real coverage. Nationwide PPO networks you can actually use.

Health

Individual and family plans through nationwide PPO networks. Matched to your income. No surprises.

Get a quote

Dental

Preventive care, cleanings, major work. Good dental coverage doesn't have to break the bank.

Get a quote

Vision

Eye exams, glasses, contacts. Your eyes are how you work. Protect them without overpaying.

Get a quote

Built for people who
build things themselves.

Born and raised in DFW. Your neighbor, not a call center.

The difference

I answer my phone.

Straight answers

I tell you what a plan covers and what it doesn't. No fine print surprises. No runaround.

Plans that fit

I work around your income. Coverage shouldn't cost more than your car payment.

Local and real

Arlington, Grand Prairie, Mansfield — born and raised in DFW. I'm your neighbor, not a call center.

Nationwide PPO

Real doctors. Real networks. Real coverage you can actually use when something happens.

We're in this together.

Did You Know?

The medical debt crisis
is closer than you think.

This isn't about other people in other places. This is Texas. This is DFW. This is your neighbor, your coworker, your family.

$220B

In medical debt owed by Americans right now

1 in 3

Americans dealing with medical debt or struggling to pay a bill

30M+

Americans with zero health insurance

#1

Cause of personal bankruptcy in the U.S. — medical bills

Texas is in the danger zone

Southern and rural states are hit the hardest — and Texas is right in the middle of it.

Texas never expanded Medicaid. That decision left hundreds of thousands of working Texans — families, self-employed workers, gig drivers — completely unprotected. High uninsured rates. Large rural population. Low coverage access. The states with the worst medical debt in America look a lot like Texas.

Having insurance isn't enough

A $6,000–$8,000 deductible is functionally the same as no insurance at all.

30 million Americans have no coverage whatsoever. But tens of millions more are paying premiums every month for a plan they can't actually afford to use. When something goes wrong, that $7,000 deductible might as well be a wall. That's not protection — that's a monthly fee for a false sense of security.

The cruelest part

The sicker you are, the deeper in debt you go.

People with chronic illness or disability need care the most — and carry the most medical debt because of it. Many go into debt while they're still sick, forced to choose between treatment and rent. Credit scores tank. Housing access drops. The spiral is brutal, and it doesn't stop at the hospital door.

One bill. Everything gone.

A medical crisis doesn't just cost your health. It wipes out everything you've built.

Years of savings. Gone. The emergency fund you worked hard to build. Gone. For communities already facing financial headwinds — this is a compounding inequality machine, not just a healthcare problem. One unexpected diagnosis shouldn't be able to take everything from a family that did everything right.

There's a way out of this

You don't have to be one hospital visit away from financial ruin.

Private health plans through US Health Advisors fill the exact gaps that ACA marketplace plans leave wide open — lower deductibles, real coverage you can actually use, at a price that fits your life. Lupe works with self-employed Texans, gig workers, families, and individuals who are done gambling with their financial future.

Let's get you
covered.

No pressure. No pitch. Just a conversation about what you need.

Call (817) 713-2751Email Lupe

Serving Arlington · Grand Prairie · Mansfield · DFW

Licensed Texas Health Insurance Agent